man browsing on a website

In today’s day and age, the internet is a great way for businesses to reach their customers, and vice versa. It’s quick, efficient, easy, and allows for a lot more growth opportunities. However, the rise of e-commerce also allows for the rise of cyber crimes and fraud. In 2021 alone, 104,295 Canadians were reported to […]

Male business owner standing with laptop in hand

In the digital era, where cyber threats loom large over businesses of all sizes, understanding the landscape of cyber risk management is crucial. What can your business do to reduce the risk of a cyber attack and how can insurance help? To answer this question and help you navigate the world of cybercrime, we look […]

As a small business owner, you should be on the lookout for certain risks that could create emergency situations. Dealing with an emergency situation is probably not something on the top of your wish list. But when an emergency does arise, you need to be able to handle it in a quick and orderly fashion. Knowing who […]

Home Business Insurance

The convenience and flexibility of working from home comes with unique risks, such as property damage, data breaches, and liability issues. These can threaten the stability and success of your business. Here are a few ways that home business insurance can help mitigate the risks of running your business. Comprehensive coverage beyond homeowners’ insurance Homeowners […]

Close up of person typing on laptop

As our world becomes increasingly digital, the importance of strong cybersecurity measures has never been higher. Unfortunately, for many small businesses, dealing with the threat of a cyber attack is often an afterthought. IBC’s 2023 Cyber Security Survey found that 62% of small businesses believe their business is too small to be targeted by cyber […]

Earthquake preparation

Every year, there are approximately 5000 minor and major earthquakes recorded in Canada. These natural events are unpredictable and can occur in any season. Earthquakes violently shake the ground due to tectonic plates shifting along a fault line beneath the earth’s crust. They can vary in duration, magnitude, and density. While minor earthquakes may only […]

retail risks

Opening a small retail store takes a lot of work and opens you up to many risks, which is why, as a small business owner, you need to be prepared. Whether you own a bakery, clothing store, cafe, or gift shop, the risk of theft, property damage, or potential lawsuits can be present. That’s why […]

professional services insurance

Professional service providers, from legal consultants to IT professionals, navigate a landscape brimming with potential risks that can have significant implications for one’s business. Whether it’s the threat of a data breach, the repercussions of a professional error, or the fallout from unforeseen circumstances like damage to property, the stakes are high. This reality underscores […]

Hazardous weather conditions can often lead to a higher chance of weather related vehicle crashes. Adverse weather can also be responsible for an increase in road closures and response time of emergency vehicles. Whether you’re operating a personal vehicle, or your employees are driving company cars, being prepared is crucial. A simple way to improve […]