insurance for e-commerce business

In Canada, e-commerce is booming, with over 27 million people (nearly three-quarters of the population) shopping online. Platforms like Amazon, Shopify, and Etsy have made it easier than ever to start an online business.  However, with this growth comes unique challenges, such as cybersecurity threats, navigating complex data privacy regulations, and the increasing expectations of […]

An essential aspect that often drifts below the radar when running a small business is the need for a robust business continuity plan (BCP). As a small business owner, developing a business continuity plan can be invaluable in protecting your business in the event of a disruption. A disruption can include a variety of things, […]

How do I get insurance for my small business?

Small businesses may boast just a few employees, but combined, they’re the biggest employment engine in Canada. According to Statistics Canada data, in 2022, small businesses accounted for 98 per cent of all employer businesses in Canada and brought almost 11 million hired employees along for the ride. That’s a lot of economic clout, but […]

business flood

Flooding is a common natural disaster in rural and urban areas across Canada and can occur during any season – from snowmelt runoff floods, heavy rainfall, and flash flooding. CatIQ, an insured loss and exposure indices provider, reports that insured losses from catastrophic events in Canada topped $3 billion in the year 2022.A third of […]

cyber insurance

Cyberattacks pose an increasing threat to small and medium-sized businesses. Yet, according to a Northbridge Insurance study, many small business owners don’t consider cyberattacks or data breaches to be a significant threat. In fact, the three-year study of 800 Canadian businesses across various industries — conducted in partnership with Leger— found that businesses have become […]

Contractor at desk on laptop and writing plans

As an independent contractor, you’re likely very busy balancing projects on different job sites week after week. Because of this, there’s probably been a time or two where you’ve had concerns about where some of your tools and equipment are, and what they might cost to replace. They could be lost or even have gone […]

electrician insurance

If you’re an electrician, you’re familiar with the risks of your job. You work with electrical wiring and high voltages, so you’re at risk of electrical shock and burns, as well as slips, trips, and falls. You might work at heights or in enclosed spaces, and you often work long hours or shifts. But you […]

e-commerce seller

Online shopping is now a norm in Canada. People have grown accustomed to the ease, speed, and security that shopping on the internet offers. In 2022 alone, there were over 27 million e-commerce users in Canada, which accounts for 75 per cent of the Canadian population. These numbers are expected to grow even more by […]

Canada is built on small businesses and a large portion of new Canadian businesses are started by immigrants. According to an Immigrant Entrepreneurs Research Program study 11.9 per cent of immigrants aged 25 to 69 either owned a private incorporated company or were primarily self-employed. When considering running a business as a newcomer to Canada, […]

damaged roof from high wind storm

Did you know that strong winds can have the strength to blow the roof off your building? Low-pressure areas are more prone to severe windstorms and tornadoes, but property damage from high winds can occur in any geographical area, even if it doesn’t occur often. These weather conditions can produce high winds and rain that […]