Theft is a major concern for all small business owners. Thieves aren’t just shoplifters, masked intruders, or organized criminals. Sometimes, it’s an inside job—and it’s more common than one might realize. Employee dishonesty, theft, and fraud can take many forms. Maybe they’re skimming money from the cash register, falsifying time sheets, or padding expense reports. […]

water damage and basement flooding

Basement flooding causes millions of dollars in insurance claims every year in Canada, with an estimated 30,000 to 40,000 incidents annually. It doesn’t just result in costly repairs; it can also cause permanent property damage and significantly lower your home or business’s property value. What causes basement flooding? Generally, there are two main causes of […]

In recent years, we have seen a rise in the number of product recalls, as well as lawsuits filed against manufacturing companies of all sizes and types. It is important that you play a key role in your company’s success by effectively preventing and managing product recalls through a product recall program. What is a […]

Freelancing mixes the joys of being your own boss with the flexibility to choose work that excites you. But it’s not always smooth sailing. There’s always the risk of mistakes or unexpected issues when it comes to working with clients. These potential challenges can have a significant impact on your business operations, financial health, and […]

man browsing on a website

In today’s day and age, the internet is a great way for businesses to reach their customers, and vice versa. It’s quick, efficient, easy, and allows for a lot more growth opportunities. However, the rise of e-commerce also allows for the rise of cyber crimes and fraud. In 2021 alone, 104,295 Canadians were reported to […]

No matter how meticulously you manage your business, there is one thing you can’t control: the weather. From hurricanes in the Maritimes, to holiday-season cyclones in Eastern Canada, and the wildfires out west, severe weather can cause billions of dollars in damage. As the potential for severe and extreme weather increases, it is more critical […]

Data Breach Insurance

Cybercrime is on the rise in Canada, and your business may be at risk for financial losses as a result of data breaches. Data recovery can be expensive, and unless you have insurance coverage for this, it will be paid out of your pocket. Protect your company from financial loss by having good cyber insurance. […]

Heavy equipment and tools are highly susceptible to theft as it’s fairly easy to steal and resell these types of products. There is also typically a low recovery rate when it comes to tracking down these stolen goods. As of 2021, estimates suggest that construction theft costs Canada up to $1 billion. The financial impact […]

freeze damage

As the season of tornadoes and wildfires has now ended, small business owners must turn their attention to a new set of risks – ranging from blizzards and snowsqualls to ice storms, freezing rain, and cold snaps. While winter storms often make the headlines, even a minor incident, like accidentally leaving a window open during […]