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Contractors need the proper tools, materials, and equipment in order to do their job. Unfortunately, these types of tools and heavy equipment can be easy to steal, easy to sell, and have a low recovery rate. They are often shipped out of the province or country within hours of being stolen. The cost of replacing […]
In 2021, severe weather caused $2.1 billion in insured catastrophic losses in Canada, according to the Insurance Bureau of Canada (IBC). While there are many types of severe weather, wildfires are especially costly. For example, in 2021, there were two wildfires — in Lytton and White Rock Lake, B.C. — with a combined insured loss of $179 […]
As a small contracting business, you may think you’re impervious to theft or accidents. Think again. As a business owner, it’s important to evaluate your risks, exposures, and liabilities, especially as things change within the construction industry. Key risks to consider as a contractor managing a fleet and equipment Where you park: If you’re a […]
Damage to underground utilities from excavation and trenching activities is more common than is generally believed. Many construction projects require some degree of excavation or trenching and it is critical that all efforts are made to prevent damage to these utilities. Underground utilities can include, but are not limited to the following: communication lines, power […]
As a contractor, you may travel to construction sites, work on elevated structures, or work in confined spaces. This may present new risks to health and safety, including fire, damage to equipment, injury, and losses. To help you and your employees approach these different work situations and protect your business, we outline a few risk […]
