What does general liability business insurance cover in Ottawa ?
If you have a small businesses in Ottawa, general liability, also known as commercial general liability (CGL) insurance is important for your bottom line. It protects you and your business from losses if you’re found responsible for property damage or bodily injuries to a third party caused by services your business provides or products you sell.
Do you or your staff conduct business offsite? CGL insurance may offer protection in situations outside of your business premises.
Here are examples of when you can look to your general business liability insurance for protection:
Own a moving company? Accidents can happen when you’re moving big things. If you or your employees end up damaging a wall moving a customer’s furniture into their home, you may be on the hook for the cost of the damages.
Run a retail store? One wrong step on snow-covered stairs leading into your shop can cause someone to slip and fall. If someone hurts themselves this way while entering your business, you could face a costly lawsuit.