21 minute read

Retail small business insurance.

Do you sell goods from a store? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our retail business insurance solutions.

Retail small business insurance.

Do you sell goods from a store? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our retail business insurance solutions.

Protect your retail business.

Opening your own store takes passion, vision and hard work. You’ve made your dream a reality—make sure your customers, inventory and the dream you’ve worked so hard to build are protected from risk.

These are just some examples of retail businesses that should be protected:

Florists

Pet food / pet supply stores

Gift shops

Mens and Womens Clothing Store

Print and copy shops

Bakeries

Fashion accessories stores

Specialty food stores

Types of insurance coverage for retail businesses:

Business liability

An injured customer could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help your retail business recover from these costs.

Property insurance

The equipment, furnishings and inventory in your store are sitting ducks for damage or theft. Commercial Property insurance can protect things inside your store and pay for the costs to replace them when a covered loss occurs.

Business interruption

Time is rarely on your side. When an insured event prevents you from doing what you love, Business Interruption Insurance can help you get back to business fast – and keep costs under control.

Commercial auto

Whether you’re moving flowers or flour, commercial auto insurance can help you protect a company car that you or your employees use to deliver products or pick up supplies.

Employee protection

Today’s talented employees want benefits from businesses like yours. Attract the best talent by protecting your employees and their loved ones with group benefits—like life insurance, health, and dental coverage.

Personal home and auto

Bundle your business insurance with your home and auto insurance to save the most. Spend less time dealing with the paperwork of multiple policies and renewal dates and more time on your business.

Business liability

An injured customer could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help your retail business recover from these costs.

Property insurance

Business interruption

Time is rarely on your side. When an insured event prevents you from doing what you love, Business Interruption Insurance can help you get back to business fast – and keep costs under control..

Commercial auto

Whether you’re moving flowers or flour, commercial auto insurance can help you protect a company car that you or your employees use to deliver products or pick up supplies.

Employee protection

Personal home and auto

Bundle your business insurance with your home and auto insurance to save the most. Spend less time dealing with the paperwork of multiple policies and renewal dates and more time on your business.

Why do retail businesses need insurance?

Protect your property

Your business relies on property: from the building itself to everything inside of it. Insurance can help you save time and money when your building needs repairs or when inventory needs replacing as a result of a covered loss.

Accidents happen

Even though you’ve created a safe and welcoming store for your customers, accidents can and do happen. Insurance can help you recover from costs that come from injuries to customers.

Protect your data

If you store data online – like names, addresses, and credit card numbers – insurance can protect you from expenses that come with data breaches.

Prevent theft

Keep your costs down by protecting your business from theft – a harsh reality for retail business owners. Insurance can help you replace stolen goods, supplies, or equipment.

The TruShield advantage:

24/7 Claims service

We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

Flexible payment options

Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.

Legal expense insurance

Every TruShield small business insurance policy includes legal expense insurance: coverage for up to $50,000 of legal costs.

Ready to get a quote?

Advice from our experts:

Send us a message

Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions.

Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information.

Legal information

TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9

Customer satisfaction

Retail small business insurance.

Learn how to protect your business, and buy the insurance you need.

Retail small business insurance.

Protect your retail business.

Types of insurance coverage for retail businesses:

Business liability

Property insurance

Business interruption

Commercial auto

Employee protection

Personal home and auto

Why do retail businesses need insurance?

Protect your property

Accidents happen

Protect your data

Prevent theft

The TruShield advantage:

24/7 Claims service

Flexible payment options

Legal expense insurance

Ready to get a quote?

Advice from our experts:

Winter vehicle breakdown and prevention

Smartphones are vulnerable to cybercrime, too!

Key tips for working in cold temperatures

Insurance solutions

Head office

Latest blogs

Send us a message

Get coaching on protecting your business and an idea of how much it could cost.

Or, request a call. We’ll get to know your business and send you a quote.