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Insurance for Contractors & Skilled Trades

Insurance for contractors

If you build, install, or fix things, TruShield offers insurance to protect contractors, sub-contractors, or skilled tradespeople like you.

Who needs contractor’s insurance?

It takes years of dedication to perfect your craft. It only takes a few minutes to protect your employees, equipment, and reputation against losses that could be hard to recover from.

These are just some examples of contracting businesses that should be protected:

Handy person


Home reno contractors

Home renovation contractors



Window/door installers

Window and door installers



HVAC contractor

HVAC contractors



Cleaning services

Cleaning services

Why do contractors need insurance?

Protect people and property

Contractors and construction businesses get trusted with projects that involve a lot of moving parts. Accidents happen, but insurance can help your business recover from the costs of accidental property damage or injuries.

Protect tools, equipment, and supplies

Contractors and construction businesses rely on tools, equipment, and supplies to get a job done. Insurance can help you replace these items if they get damaged or stolen. Protect your bottom line.

Attract better talent

Good help is hard to find. By insuring their business, contractors and construction businesses can attract and retain talented employees. Insurance gives you credibility and gives your employees peace of mind.

Enhance your reputation

Be ready when customers ask if you have proof of insurance. Insurance can help contractors or construction businesses gain trust, enhance their reputation, and grow.

Insurance coverage for contractors and construction businesses

Business liability

Commercial General Liability coverage can help contractors and construction businesses build trust, attract talented employees, and recover from legal costs from someone getting injured.

Property insurance

Protect your workspace and the stuff inside it, too. Property coverage can help contractors and construction businesses protect and replace items that could get damaged or stolen – like furniture, and computers.

Tools and equipment

Insurance can help a contractor or construction business recover from the costs of replacing tools, building materials, or equipment if they ever get unexpectedly damaged or stolen – so you can get back to business sooner.

Commercial auto

Commercial car insurance can help contractors and their employees protect a company car that hauls equipment, tools, building materials, and electronics.

Cyber insurance

Managing operations online can help contractors and construction businesses save time. But, keeping the lights on online can open the door to security threats. Protect your business from the costs of digital threats with cyber insurance.

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The TruShield advantage

24/7 Claim service

We’re always open for business. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

Flexible Payment Options

Pay for your policy all at once or in convenient monthly installments. We also offer 0% financing and we’ll even accept payment by credit card.

Legal Expense Insurance

Every TruShield Insurance® policy includes legal expense insurance: coverage for up to $50,000 of legal costs and unlimited access to legal advice over-the-phone.*

Ready to get a quote?

Advice from our experts

Small business experts

Policy terms, conditions and exclusions apply. Please talk to an insurance advisor for details.
*Legal expense insurance underwritten by DAS Legal Protection Insurance Company Limited. Advice services not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings. Services provided by Assistenza International, through lawyers licensed in your jurisdiction.

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TruShield Insurance
TruShield Insurance