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Retail Shop Insurance

Insurance for retailers

Whether your retail business sells the best gifts in town, the trendiest clothing, or the most delicious cupcakes, TruShield offers insurance to protect retail business owners like you.

Protect your retail business

Opening your own store takes passion, vision and hard work. You’ve made your dream a reality. Protect your customers, inventory, and the dream you’ve worked so hard to build.

These are just some examples of retail businesses that should be protected:



Pet foods

Pet food / Pet supply stores

Gift shop

Gift shops


Clothing stores

Print and Copy shop

Print and copy shops



Fashion accessories

Fashion accessories stores

Specialty foods

Specialty food stores

Why do retail businesses need insurance?

Protect your property

Your business relies on property: from the building itself to everything inside of it. Insurance can help you save time and money when your building needs repairs or when inventory needs replacing as a result of a covered loss.

Accidents happen

Even though you’ve created a safe and welcoming store for your customers, accidents can and do happen. Insurance can help you recover from costs that come from injuries to customers.

Protect your data

If you store data online – like names, addresses, and credit card numbers – insurance can protect you from expenses that come with data breaches.

Prevent theft

Keep your costs down by protecting your business from theft – a harsh reality for retail business owners. Insurance can help you replace stolen goods, supplies, or equipment.

Insurance coverage for retail businesses

Business liability

An injured customer could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help your retail business recover from these costs.

Property insurance

The equipment, furnishings and inventory in your store are sitting ducks for damage or theft. Commercial Property insurance can protect things inside your store and pay for the costs to replace them when a covered loss occurs.

Business interruption

Time is rarely on your side. When an insured event prevents you from doing what you love, Business Interruption Insurance can help you get back to business fast – and keep costs under control.

Commercial auto

Whether you’re moving flowers or flour, commercial auto insurance can help you protect a company car that you or your employees use to deliver products or pick up supplies.

Employee protection

Today’s talented employees want benefits from businesses like yours. Attract the best talent by protecting your employees and their loved ones with our group benefits – like life insurance, health, and dental coverage.*

Personal home and auto

Bundle your business insurance with your home and auto insurance to save the most. Spend less time dealing with the paperwork of multiple policies and renewal dates and more time on your business.

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The TruShield advantage

24/7 Claim service

We’re always open for business. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

Flexible Payment Options

Pay for your policy all at once or in convenient monthly installments. We also offer 0% financing and we’ll even accept payment by credit card.

Legal Expense Insurance

Every TruShield Insurance® policy includes legal expense insurance: coverage for up to $50,000 of legal costs and unlimited access to legal advice over-the-phone.**

Ready to get a quote?

Advice from our experts

Small business experts

Policy terms, conditions and exclusions apply. Please talk to an insurance advisor for details.
*Life and health insurance offered by The McLennan Group Life Insurance Inc. and underwritten by Western Life Assurance Company. Life and health products not available in Quebec
** Legal expense insurance underwritten by DAS Legal Protection Insurance Company Limited. Advice services not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings. Services provided by Assistenza International, through lawyers licensed in your jurisdiction.

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TruShield Insurance
TruShield Insurance