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Home-Based Business Insurance

Is your home-based business protected?

While home is a safe haven for most, home-based businesses have to be extra cautious about additional risks. That’s because most homeowner’s or renter’s insurance policies don’t cover business-related damages or losses.

Why it matters

Damaged equipment, stolen inventory, and customer slip-and-fall accidents on your property are just a few examples of the common risks not covered by standard home-based business insurance policies.

Covered by standard home insurance policies TruShield Home-based Business Insurance
Work computer and laptop X
Expensive business equipment X
Liability from product or operations X
Business interruption X
Inventory X
Visitor slip and fall X
Legal expense X

How it works

We offer three competitive packages to meet your home-based business insurance diverse needs. Starting as low as $39/month, you get property protection, liability coverage, and complimentary access to our Legal Assist and Trauma Assistance® services around the clock.

You’ve spent long hours building your home-based business; let us help you safeguard it.

The TruShield Insurance Solution protects:

Your commercial property

Including your building, any equipment you use for your business, fixtures and furnishings, inventory and supplies. We have even built in protection for sewer back-up, flooding, earthquake and equipment breakdown.

Your home office

Your regular home insurance may not cover all your business’ assets like your home office equipment or any liability that goes with operating a business out of your house.

Damages to third parties or their property, known as “liability”

We can cover injuries or property damage caused by you (or your staff) to customers, suppliers, or visitors to your property. It will also cover you if anyone from your company conducts business off-site and causes injury to a third party or their property.

Your bottom line

Business Interruption Income protection pays you for loss of net income and normal operating expenses until you get your business up and running again.

Your employees

If your employees aren’t protected by Workers Compensation, we can cover them should they be injured while working for your company where the injury arises out of your negligence.

You against crime

Too often you hear about a large theft from a business by a trusted employee or from a crime. We can cover your business against theft losses as a result of the actions of an employee or from others.

Company vehicles

Are all the people, partnerships and/or corporations that own vehicles currently listed on your automobile policy properly named? Even a small mistake in this area can—if an accident occurs—cause an insurer to deny your claim. That’s why we take extra care to make sure your company vehicles are insured right.

The TruShield Insurance Solution protects:

Your commercial property

Including your building, any equipment you use for your business, fixtures and furnishings, inventory and supplies. We have even built in protection for sewer back-up, flooding, earthquake and equipment breakdown.

Your home office

Your regular home insurance may not cover all your business’ assets like your home office equipment or any liability that goes with operating a business out of your house.

Damages to third parties or their property, known as “liability”

We can cover injuries or property damage caused by you (or your staff) to customers, suppliers, or visitors to your property. It will also cover you if anyone from your company conducts business off-site and causes injury to a third party or their property.

Your bottom line

Business Interruption Income protection pays you for loss of net income and normal operating expenses until you get your business up and running again.

Your employees

If your employees aren’t protected by Workers Compensation, we can cover them should they be injured while working for your company where the injury arises out of your negligence.

You against crime

Too often you hear about a large theft from a business by a trusted employee or from a crime. We can cover your business against theft losses as a result of the actions of an employee or from others.

Company vehicles

Are all the people, partnerships and/or corporations that own vehicles currently listed on your automobile policy properly named? Even a small mistake in this area can—if an accident occurs—cause an insurer to deny your claim. That’s why we take extra care to make sure your company vehicles are insured right.

The TruShield Insurance Solution protects:

Your commercial property

Including your building, any equipment you use for your business, fixtures and furnishings, inventory and supplies. We have even built in protection for sewer back-up, flooding, earthquake and equipment breakdown.

Your home office

Your regular home insurance may not cover all your business’ assets like your home office equipment or any liability that goes with operating a business out of your house.

Damages to third parties or their property, known as “liability”

We can cover injuries or property damage caused by you (or your staff) to customers, suppliers, or visitors to your property. It will also cover you if anyone from your company conducts business off-site and causes injury to a third party or their property.

Your bottom line

Business Interruption Income protection pays you for loss of net income and normal operating expenses until you get your business up and running again.

Your employees

If your employees aren’t protected by Workers Compensation, we can cover them should they be injured while working for your company where the injury arises out of your negligence.

You against crime

Too often you hear about a large theft from a business by a trusted employee or from a crime. We can cover your business against theft losses as a result of the actions of an employee or from others.

Company vehicles

Are all the people, partnerships and/or corporations that own vehicles currently listed on your automobile policy properly named? Even a small mistake in this area can—if an accident occurs—cause an insurer to deny your claim. That’s why we take extra care to make sure your company vehicles are insured right.

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TruShield Insurance
TruShield Insurance