32 minute read

Tiling contractor insurance

There’s much more to your job than installation. Let TruShield have your back with tiling contractor insurance that can help protect you and your business from costly damages and lawsuits.

Tiling contractor insurance

There’s much more to your job than installation. Let TruShield have your back with tiling contractor insurance that can help protect you and your business from costly damages and lawsuits.

Who needs tiling contractor insurance?

Being a tiling contractor involves craftsmanship and attention to detail, whether you’re preparing surfaces and leveling floors, mixing adhesives, using specialized cutting tools, or laying tiles on floors, walls, and outdoor spaces. Whether you work in residential or commercial environments, the nature of your work exposes you to potential risks and claims.

These are just some examples of contracting businesses that should be protected:

Commercial tiling contractors
Residential tiling installers
Interior finishing contractors

Why does a tiling contractor need small business insurance?

Tiling projects can be complicated — and that could impact your bottom line. Here are some common scenarios you might run into, and when tiling contractor insurance can help:

What if a customer asks you for proof of insurance?
Most of your customers will ask for proof of insurance before hiring you. While providing customers with proof of commercial general liability insurance will give them piece of mind, this coverage will also help to protect your business if you’re found legally liable for injuring a customer or damaging their property.
What if your mobile equipment goes missing?
If your tile cutter or granite router is stolen from a temporary jobsite — or it’s damaged while driving to or from that site — contractors equipment coverage can help to cover the costs of replacing your equipment.
What if you get into a car accident?
Your jobsite is constantly changing, which means you’re reliant on a vehicle to get you there — and to transport your materials and equipment. If you get in an accident, commercial auto insurance can help you get back on the road quickly and keep your costs down.

What kind of insurance does a tiling contractor need?

At TruShield, we’ll help you build a customized policy that meets your business’ unique needs.

Commercial general liability:

Also known as CGL insurance, this coverage is designed to protect small business owners when they face liability claims for bodily injury or property damage from a third party. For example, if a customer files a lawsuit against your business after tripping and falling on your jobsite and hurting themselves, your CGL policy can help with costs related to the lawsuit.

Commercial property:

You work offsite at customer locations for a living but protecting your own property and belongings should be a priority. If your business makes use of a workshop or a storefront, commercial property insurance can help protect your business contents, including things like furniture, electronics, equipment, inventory, and supplies. If you own your own building, this coverage can help protect the building as well. Whether your business suffers a loss from a natural disaster, vandalism, or other insured peril, the right coverage will help you quickly get back on your feet.

Installation floater:

Tiling installations, both residential and commercial, can be tricky. They involve transporting, storing, installing, and cutting expensive materials, such as ceramic, porcelain, glass, marble, and granite. Materials can get damaged unexpectedly. Installation floater coverage can help you recoup your losses if your tiling materials are damaged at a jobsite, in transit, or during installation.

Commercial auto:

As a tiling contractor, you likely have a work truck or a work vehicle, which means you should protect it properly. Your personal auto insurance policy won’t protect your vehicle if you use it for business purposes, and that’s why, commercial auto insurance is a must.

At TruShield, we want to make insurance easier.

We’ll be the first to say it — insurance can be boring and complicated, which is why we strive to make the process as easy and stress-free as possible.

24/7 Claims service:

We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

We adapt as you do:

If you need to update your coverage at any point during your term, give us a call and we’ll walk you through the process. You can also cancel your policy at any time with no early termination fees.

Flexible payment options:

Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.

We offer more than just insurance:

When you work with TruShield, you get more than an insurance policy. Here are a few ways we go above and beyond basic insurance coverage.

Risk Management Assist:

Every TruShield customer has access to our team of Risk Services specialists who can help guide you through any questions or concerns you may have about the risks your business faces and how to prevent loss.

Trauma Assist:

Suffering a loss to the business you’ve worked so hard to build is not an easy experience. Our Trauma Assist service is designed to help owners and employees cope with the emotional effects of a loss.

Legal Assist: *

Legal Assist provides you with access to legal advice and practical solutions for matters affecting your business. It includes a telephone legal helpline, document review and drafting services, and access to customizable legal templates.

*Legal Assist services are not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings or legal fees coverage and are not an insurance policy. Legal Assist services are provided through ARAG Legal Solutions Inc. by lawyers licensed in the province or territory of your residence.

Ready to get a quote?

Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions. Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information. CISRO Principles of Conduct for Insurance Intermediaries. About your Insurance Broker Fact Sheet.

Legal information

Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information.

TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9

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Tiling contractor insurance

Tiling contractor insurance

Who needs tiling contractor insurance?

Why does a tiling contractor need small business insurance?

What if a customer asks you for proof of insurance?

What if your mobile equipment goes missing?

What if you get into a car accident?

What kind of insurance does a tiling contractor need?

Commercial general liability:

Commercial property:

Installation floater:

Commercial auto:

At TruShield, we want to make insurance easier.

24/7 Claims service:

We adapt as you do:

Flexible payment options:

We offer more than just insurance:

Risk Management Assist:

Trauma Assist:

Legal Assist: *

Ready to get a quote?

Head office

Business Insurance in Canada

Send us a message

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Business liability insurance

Commercial auto insurance

1-844-429-9480

Tiling contractor insurance

Tiling contractor insurance

Who needs tiling contractor insurance?

Why does a tiling contractor need small business insurance?

What kind of insurance does a tiling contractor need?

Commercial general liability:

Commercial property:

Installation floater:

Commercial auto:

At TruShield, we want to make insurance easier.

24/7 Claims service:

We adapt as you do:

Flexible payment options:

We offer more than just insurance:

Ready to get a quote?

Head office

Business Insurance in Canada

Send us a message

Update payment information

Update website consent

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