Don’t see your contracting profession above? Here’s a few more:
- Construction contractor
- Solar energy contractor
- Roofing contractor
- Window cleaner
- Window installer
Commercial general liability coverage can help contractors and construction businesses build trust, attract talented employees, and recover from legal costs from someone getting injured.
Protect your workspace and the stuff inside it, too. Property coverage can help contractors and construction businesses protect and replace items that could get damaged or stolen – like furniture, and computers.
Equipment breakdown insurance
Insurance can help a contractor or construction business recover from the costs of replacing tools, building materials, or equipment if they ever get unexpectedly damaged or stolen – so you can get back to business sooner.
Commercial car insurance can help contractors and their employees protect a company car that hauls equipment, tools, building materials, and electronics.
Cyber event expense insurance
Managing operations online can help contractors and construction businesses save time. But, keeping the lights on online can open the door to security threats. Protect your business from the costs of digital threats with cyber insurance.
From time to time, you may need the expertise or help of a subcontractor. While a subcontractor doesn’t need to be covered under your liability insurance, it is important that everyone working on your project is covered by some type of liability insurance.
If one of your subcontractors ends up damaging a 3rd parties property as a result of the work they are doing, you could be held liable for the damages, as you were the one who hired them. When looking for a subcontractor, ask them if they have a Commercial General Liability insurance policy of their own. This way, if their work causes any damages, their policy will respond to the damages instead of yours.
As a contractor, you need a lot of tools. While some tools are inexpensive, many of the tools you rely on are probably expensive to replace or repair. Having contractors equipment insurance means having protection for your equipment if it gets damaged, needs repairs or is stolen.
While commercial and residential contractors often work with similar tools and equipment, they will generally have different customers.
Even though they often have different customers, and while their respective coverage limits may differ, both types of contractors will require the same types of insurance.
105 Adelaide St. West
Update credit card information
- Tips to help drivers stay safe in the winter
- Helpful tips for roof winter maintenance
- Phishing 101: What To Look Out For
- Creating an emergency contact list for your business
- The top 5 risks threatening your small business
- 8 important types of insurance to protect your small business
- COVID-19 resources & information
Send us a message
Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions.
Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information.
TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9