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Insurance for contractors & skilled tradespeople.

Do you work with your hands to build, install or fix things? We offer customized business insurance policies to protect you from the risks you may be facing.

Insurance for contractors & skilled tradespeople.

Do you work with your hands to build, install or fix things? We offer customized business insurance policies to protect you from the risks you may be facing.

Who needs contractor’s insurance?

It takes years of dedication to perfect your craft. It only takes a few minutes to protect your employees, equipment, and reputation against losses that could be hard to recover from.

These are just some examples of contracting businesses that should be protected:

Handypersons

Home renovation contractors

Residential Painter

Landscapers

Residential Electrician

HVAC Contractor (Commercial)

Finish Carpenter

Cleaning Services (Commercial)

Types of insurance coverage for contracting and construction businesses:

Business liability

Commercial general liability coverage can help contractors and construction businesses build trust, attract talented employees, and recover from legal costs from someone getting injured.

Property insurance

Protect your workspace and the stuff inside it, too. Property coverage can help contractors and construction businesses protect and replace items that could get damaged or stolen – like furniture, and computers.

Equipment breakdown insurance

Insurance can help a contractor or construction business recover from the costs of replacing tools, building materials, or equipment if they ever get unexpectedly damaged or stolen – so you can get back to business sooner.

Commercial auto

Commercial car insurance can help contractors and their employees protect a company car that hauls equipment, tools, building materials, and electronics.

Cyber event expense insurance

Managing operations online can help contractors and construction businesses save time. But, keeping the lights on online can open the door to security threats. Protect your business from the costs of digital threats with cyber insurance.

Business liability

Commercial general liability coverage can help contractors and construction businesses build trust, attract talented employees, and recover from legal costs from someone getting injured.

Property insurance

Equipment breakdown insurance

Commercial auto

Commercial car insurance can help contractors and their employees protect a company car that hauls equipment, tools, building materials, and electronics.

Cyber event expense insurance

Why do contractors need insurance?

Protect people and property

Contractors and construction businesses get trusted with projects that involve a lot of moving parts. Accidents happen, but insurance can help your business recover from the costs of accidental property damage or injuries.

Protect tools, equipment, and supplies

Contractors and construction businesses rely on tools, equipment, and supplies to get a job done. Insurance can help you replace these items if they get damaged or stolen. Protect your bottom line.

Enhance your reputation

Be ready when customers ask if you have proof of insurance. Insurance can help contractors or construction businesses gain trust, enhance their reputation, and grow.

Attract better talent

Good help is hard to find. By insuring their business, contractors and construction businesses can attract and retain talented employees. Insurance gives you credibility and gives your employees peace of mind.

The TruShield advantage:

Legal expense insurance

Every TruShield small business insurance policy includes legal expense insurance: coverage for up to $50,000 of legal costs.

24/7 Claims service

We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

Flexible payment options

Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.

Ready to get a quote?

Advice from our experts:

Image highlighting the 5 steps in the insurance claims process

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Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions.

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TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9

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Insurance for contractors & skilled tradespeople.

Learn how to protect your business, and buy the insurance you need.

Insurance for contractors & skilled tradespeople.

Who needs contractor’s insurance?

Types of insurance coverage for contracting and construction businesses:

Business liability

Property insurance

Equipment breakdown insurance

Commercial auto

Cyber event expense insurance

Why do contractors need insurance?

Protect people and property

Protect tools, equipment, and supplies

Enhance your reputation

Attract better talent

The TruShield advantage:

Legal expense insurance

24/7 Claims service

Flexible payment options

Ready to get a quote?

Advice from our experts:

Here's what the insurance claims process looks like

Understanding equipment insurance vs. equipment breakdown insurance

How can I tell if I need commercial auto insurance?

Small business experts:

Insurance solutions

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