You’ll want to know your business is protected if you ever suffer a loss. The right insurance policy can give you peace of mind. But that’s not the only time you may find yourself in need of coverage. The truth is there are several scenarios that make small business owners realize they need insurance including participating in tradeshows and events, signing a commercial lease, or purchasing expensive equipment. See how affordable peace of mind is and get a business insurance quote today!
The cost of small business insurance can vary. Every business is unique and may require different things such as commercial property insurance, business interruption income, commercial general liability and commercial auto insurance. When calculating insurance premiums, a number of factors such as the type of business you operate and the risks associated are considered. Should something happen, you’ll be glad to have the coverage to keep you and your business covered.
TruShield offers a variety of coverage options to ensure we’re able to build you a policy that’s as special and unique as your small business is.
Commercial property insurance
Whether you own your building, lease your workspace or work from home, business property insurance protects your business’ physical assets against loss or damage from a broad range of causes including theft, fire, smoke, water, and vandalism.
Commercial property insurance covers a wide variety of property, including:
Business interruption income
Insuring your building, equipment and contents against loss is pretty much a given. But what about the profits you’re missing out on while you’re trying to get your business up and running again? For many small businesses, an extended loss of income can be difficult – if not impossible – to recover from financially. That’s where business interruption income insurance comes in.
Business interruption income protection will pay your loss of net income and continue paying normal operating expenses if you’re unable to run your business due to a loss from a covered event. The policy also includes coverage for extra expenses to help you limit your loss and/or get back to business sooner.
Commercial general liability
Part of protecting your business involves protecting people – whether it’s yourself, your employees, your customers or your suppliers (or anyone else you might have contact with in your day-to-day operations).
Our commercial general liability includes:
Commercial auto insurance
Commercial auto insurance is designed to protect the vehicle(s) you use for your business. They can either be owned by the business or by yourself personally. A key to providing proper coverage is to ensure all the people, partnerships and/or corporations that own your vehicles are listed on your auto policy. If an accident occurs or even a small mistake in this area can cause an insurer to deny your claim.
We can provide coverage for: