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Insurance for residential and commercial painters

Invest in the future of your business and protect your bottom line from common liability risks associated with professional painting.

Quote and buy now

Insurance for residential and commercial painters

Invest in the future of your business and protect your bottom line from common liability risks associated with professional painting.

What is painter’s insurance?

Painter’s insurance is coverage that protects painting companies from liability claims and lawsuits. Liability claims and lawsuits may arise as a result of accidents like spills and other property damages. Whether damages or accidents occur in a residential home or commercial space, customers may try to recover losses they have suffered as a result and sue the responsible party.

Does a residential or commercial painter require insurance?

Whether you’re a self-employed house painter, or have a small business with a few employees, it’s a good idea to have insurance to protect your business. Even if you work on your own, you’re still exposed to everyday risks, and accidents can happen when you least expect. Although it’s not a requirement, many prospective customers may ask for evidence of liability insurance before they’ll hire you or your business.

What’s a scenario where having insurance can be helpful to a painting contractor?

Say you’ve been hired to paint the interior walls of a master bedroom that has a new cream carpet. You cover the carpet to protect it but despite your best efforts, you accidentally spill some paint on it.

The paint ends up staining the carpet as a result, and there’s no way to fully remove the stain. The carpet is beyond repair and the client wants you to replace the carpet as a result of the damage you caused. The cost of replacing the carpet is $4,000.

Having commercial general liability insurance can help you cover the cost of replacing the ruined carpet.

How much does painter’s insurance cost?

If you’re wondering about the cost of small business insurance, you’re not alone!

The cost to insure a residential and/or commercial painting company can vary depending on a few factors, such as: claims history, annual revenue, and more.

If you need commercial auto insurance or other coverages, this will also impact your total premium.

Reasons why residential and commercial painters should have insurance

Show clients you’re professional

Clients may expect that you are insured and may be less inclined to hire you if you don’t have insurance.

Having insurance and being able to show clients proof of insurance will give them peace of mind and may help gain their trust.

This is also a great way to enhance your reputation.

Protect people and property

Accidents can happen in a matter of seconds, from a wet paint roller slipping out of your hand and landing on someone to a can of paint tipping over and causing a slippery spill.

Having insurance means you’ll have help to financially recover from accidental property or bodily injury claims your business causes to third party entities.

Protect your equipment and supplies

As a residential or commercial painter, you rely on a variety of equipment and supplies to complete tasks.

If any of your equipment or supplies are stolen or damaged, your insurance can help you with the replacement costs of these items. Without insurance, the full cost of replacing these items would come out of your business’ pocket.

The TruShield advantage:

Why you should choose TruShield Insurance to protect your painting business

Two easy ways to buy your policy

Buy your policy online or over the phone.

Around-the-clock claims support

We offer 24/7 claims support online and by phone.

Stress-free claims process

We make settling claims simple and fast.

Flexible payment options

Pay for your policy all at once, or in monthly installments.

Ready to get a quote?

Advice from our experts:

Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions. Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information. CISRO Principles of Conduct for Insurance Intermediaries. About your Insurance Broker Fact Sheet.

Legal information

Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information.

TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9

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Insurance for residential and commercial painters

Insurance for residential and commercial painters

What is painter’s insurance?

Does a residential or commercial painter require insurance?

What’s a scenario where having insurance can be helpful to a painting contractor?

How much does painter’s insurance cost?

Reasons why residential and commercial painters should have insurance

Show clients you’re professional

Protect people and property

Protect your equipment and supplies

The TruShield advantage:

Why you should choose TruShield Insurance to protect your painting business

Two easy ways to buy your policy

Around-the-clock claims support

Stress-free claims process

Flexible payment options

Ready to get a quote?

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Insurance for residential and commercial painters

Insurance for residential and commercial painters

What is painter’s insurance?

Does a residential or commercial painter require insurance?

What’s a scenario where having insurance can be helpful to a painting contractor?

How much does painter’s insurance cost?

Reasons why residential and commercial painters should have insurance

Show clients you’re professional

Protect people and property

Protect your equipment and supplies

The TruShield advantage:

Why you should choose TruShield Insurance to protect your painting business

Two easy ways to buy your policy

Around-the-clock claims support

Stress-free claims process

Flexible payment options

Ready to get a quote?

Advice from our experts:

Small business experts:

Head office

Business Insurance in Canada

Send us a message

Update payment information

Update website consent

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