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You’ve opened up your own pet care business! Whether you pet sit, groom, walk dogs, or run a daycare, you’re responsible for the well-being of your clients pets.. Looking after many animals and running a pet care business comes with a hefty set of risks, and these risks can be costly. Fortunately, TruShield is here. Pet care business insurance can help you protect your business while you’re giving our pets your best.
Pet sitters
If you’re regularly watching customer’s pets the following scenarios could be covered with the right insurance policy!
When a customer’s pet is in your care or custody, you need to be extra careful, as animals have been known to suddenly sprint away, get lost, or run into oncoming traffic. Commercial property insurance can offer some peace of mind in these scenarios. This coverage can help if your customer’s dog escapes or gets injured while on your watch.
If you have many clients, you’re responsible for a lot of house keys. If you lose a customer’s key and are unable to find it, you’ll be on the hook. Lost key coverage can help cover the costs of replacing the locks at a customer’s home.
Pet daycares and kennels
If your business is housing or caring for client’s pets these scenarios aren’t something you expect to happen but could be covered with Trushield insurance!
If a customer trips and falls over a dog toy or water bowl in your daycare and gets injured, they might decide to sue your business. Commercial general liability insurance can help cover expenses arising from costly client lawsuits if you’re found legally liable for a customer’s injury.
Dogs love to run around, but sometimes they’re clumsy. What happens if a pet injures itself? Commercial property insurance can come to your aid when an animal gets hurt, since it’s designed to help cover you for damage to customers’ pets that are in your care or custody.
A bad storm could cause extensive damage to your daycare. If this happens, you might need to temporarily close while still taking care of repairs, bills, payroll, and other business expenses. Business interruption insurance is designed to help you recover lost net income and pay for your ongoing operating expenses while your business is temporarily closed.
Pet groomers
If your days are filled with grooming and cleaning your customer’s pets the following scenarios are all possible, but you can protect yourself with the right insurance policy!
Giving a dog a haircut isn’t always easy, especially when they don’t sit still. If you accidentally injure a pet while grooming them, the owner might decide to sue you for damages. Commercial general liability insurance, along with professional liability Pet Care Endorsement, can help cover expenses from costly client lawsuits where your wrongful act is responsible for injuring your customer’s pet.
What if a shampoo product you sold did damage to a dog’s fur. As a result, the pet owner may decide to file a claim against your business. Product liability insurance can help protect your business from legal costs if a product issue causes property damage or bodily harm to a third party, including a customer’s pet.
Dealing with a break-in is never an easy situation. Commercial property insurance can help cover the repair and replacement costs for your salon and its contents, including equipment, inventory, furniture, and electronics.
Dog walkers
We all know pets can sometimes be unpredictable especially when we take them outside around other animals and pets. If you’re regularly walking customer’s pets the following scenarios are never part of an ideal workday but could be covered with the right insurance policy.
Dogs on leashes can get restless, especially around people they don’t know. A pedestrian who gets bitten by your customer’s dog could file a claim against you. Commercial general liability insurance can help cover expenses from costly lawsuits if you’re found legally liable for injuring a third party — like a pedestrian.
If you have many clients, you’re responsible for a lot of house keys. If you lose a customer’s key and are unable to find it, you’ll be on the hook. Lost key coverage can help cover the costs of replacing the locks at a customer’s home.
We’ll help you build a customized policy that meets your business’ unique needs.
Commercial general liability coverage, or CGL insurance, is designed to protect small business owners when they face liability claims for bodily injury or property damage to a third party. For example, if a pedestrian gets injured by a dog that you’re walking for a customer, the pedestrian might file a lawsuit against you. Your CGL policy can help with the costs associated with the lawsuit.
If you run a pet salon, daycare, or kennel, you want to make sure that your property is in good shape. If your property gets damaged by an insured incident, commercial property insurance can help cover the costs to repair your property and replace its contents, including equipment, furniture, and electronics. This coverage can also help cover you for the loss of or damage to customers’ pets that are in your care or custody.
Do you sell pet food or treats in your shop? A customer might file a claim against you if they believe the products you sold made their pet sick. Product liability insurance can help protect your business from legal costs if a product issue causes injury to a customer’s pet.
If your business experiences extensive damages from a fire, a storm, or a break-in, you might have to close your business while you deal with repairs. Business interruption insurance is designed to help you recover lost net income and pay for ongoing operating expenses while your business is temporarily closed.
We’ll be the first to say it—insurance can be boring and complicated, which is why we strive to make the process as easy and stress-free as possible.
We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.
If you need to update your coverage at any point during your term, give us a call and we’ll walk you through the process. You can also cancel your policy at any time with no early termination fees.
Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.
When you sign up with TruShield, you get more than an insurance policy. Here are a few ways we can go above and beyond basic insurance coverage.
Every TruShield customer has access to our team of Risk Services specialists who can help guide you through any questions or concerns you may have about the risks your business faces and how to prevent loss.
Suffering a loss to the business you’ve worked so hard to build is not an easy experience. Our Trauma Assist service is designed to help owners and employees cope with the emotional effects of a loss.
Legal Assist provides you access to legal advice and practical solutions for matters affecting your business. It includes a telephone legal helpline, document review and drafting services, and access to customizable legal templates.
* Legal Assist services are not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings or legal fees coverage and are not an insurance policy. Legal Assist services are provided through ARAG Legal Solutions Inc. by lawyers licensed in the province or territory of your residence.