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Whether you’re repairing furniture, installing doors, or fixing kitchen sinks, you work on a number of different tasks. All these jobs come with risks, and these risks can be costly to you and your business. That’s where TruShield can help. Handywoman and handyman insurance can help protect you and your business from costly damages and lawsuits.
With so many different types of projects to work on, you’re exposed to a variety of risks that could impact your business and your bottom line. This is especially true when you consider the fact that a large part of your time is spent in your customers’ homes, working on their property. Here are some common scenarios you might run into, and where handywoman and handyman insurance can help:
We’ll help you build a customized policy that meets your business’ unique needs.
Commercial general liability coverage, or CGL insurance, is designed to protect small business owners when they face liability claims for bodily injury or property damage to a third party. For example, if you damage a customer’s kitchen counters while installing a new dishwasher, your customer might file a lawsuit against you. Your CGL policy can help with the costs associated with the lawsuit.
As a handyperson your tools are important for every job you take on. Contractor’s equipment insurance can help cover the costs of replacing lost or stolen tools that you use for your projects. This coverage can help protect your bottom line and keep your equipment safe, so you can continue helping your customers.
Installations don’t always goas planned. If you install products or fixtures for your customers, this coverage could protect you in case something gets damaged before or during the installation. Building materials could be damaged if left on a worksite, or they could even be damaged on the way to a worksite. In these scenarios, installation floater coverage could cover potential financial losses.
You’re probably driving from client to client often, which means you should have the proper protection in place for your vehicle. Your personal auto insurance policy may not protect you from certain risks and losses. That’s why commercial auto insurance is an important asset for your business. It’s designed to protect your business vehicle from specific risks to your business, including injuries sustained by you and your employees if your vehicle is involved in an accident.
We’ll be the first to say it—insurance can be boring and complicated, which is why we strive to make the process as easy and stress-free as possible.
We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.
If you need to update your coverage at any point during your term, give us a call and we’ll walk you through the process. You can also cancel your policy at any time with no early termination fees.
Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.
When you sign up with TruShield, you get more than an insurance policy. Here are a few ways we can go above and beyond basic insurance coverage.
Every TruShield customer has access to our team of Risk Services specialists who can help guide you through any questions or concerns you may have about the risks your business faces and how to prevent loss.
Suffering a loss to the business you’ve worked so hard to build is not an easy experience. Our Trauma Assist service is designed to help owners and employees cope with the emotional effects of a loss.
Legal Assist provides you access to legal advice and practical solutions for matters affecting your business. It includes a telephone legal helpline, document review and drafting services, and access to customizable legal templates.
* Legal Assist services are not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings or legal fees coverage and are not an insurance policy. Legal Assist services are provided through ARAG Legal Solutions Inc. by lawyers licensed in the province or territory of your residence.
