Insurance for dog walkers
As a dog walker, you’ve got your hands full. The right insurance can help prevent costly losses while giving you peace of mind, so you can focus on offering the best care and service.
Commercial general liability (CGL) coverage can help protect you and your dog walking business from a loss if you’re found to be legally liable for bodily injuries or property damage to a third party. For example, if a dog is injured while in your care, it could lead to legal action and an expensive lawsuit.
You may depend on the use of equipment to help run your dog walking business. Commercial property insurance can help protect your equipment and cover any costs associated with replacing them.
Pet care services property endorsement
When you purchase property insurance with TruShield, your coverage also extends to the loss or damage of animals in your care. This is called pet care services property endorsement.
Do you use software or online tools to book appointments with clients or process payments? Consider investing in cyber risk insurance to help protect your dog walking business from losses associated with cyber or privacy breaches. It can help cover the costs of legal claims, network repairs and public relations services.
As a dog walker, you may use a vehicle to get to customers houses or drive dogs to the park. Commercial auto insurance can help protect you and other employees in the event of an accident. It can also help cover costs associated with replacing your vehicle.
Are you a pet groomer? Learn more about the types of coverages that will help your business mitigate risks.
When the unexpected occurs, such as a cyber breach or an accident while driving a company vehicle, the right coverage can help get your dog walking business on track and avoid long-term losses.
Proof of insurance can help you establish a solid reputation as a professional dog walker and can help reassure clients that their loved ones are in good hands.
Potential clients may feel more at ease knowing your dog walking business is insured, which makes you a more appealing choice over a business that isn’t insured. It demonstrates your commitment to customer service and safety.
If you walk a lot of dogs, you’re at a higher risk of accidental injury or loss and this may affect the cost of your insurance.
Managing many different breeds with varying degrees of behaviour may require specialized knowledge. Owners may provide pet care instruction or advice, and if done incorrectly, accidental injury or damage to property may occur. This consideration may impact the cost of your coverage.
Other factors that may influence your rate include the number of employees, how long you have been in business, your claims history, and location.