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Commercial general liability insurance is designed to protect you and your business from a loss if you’re found legally liable for bodily injuries or property damage to a third party caused by the product you sell or the service you provide.


BEST FOR

  • Bodily Injury
  • Property Damage to third party
  • Costly Injury Lawsuits

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Commercial property insurance doesn’t only protect the building you use, but a long list of things inside including equipment, inventory, furniture, computers and other electronics.


BEST FOR

  • Equipment loss
  • Outer building loss

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Business interruption insurance will help to pay for your loss of business income if you suffer a covered loss at your business location. If you suffer a loss and extensive repairs require you to close your business temporarily, you’ll lose out on crucial business income.


BEST FOR

  • Rent, hydro, electricity, and other utilities
  • Payroll for your employees
  • Other expenses, such as alarm monitoring and property taxes

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Commercial auto insurance is designed to cover you, your employees and your passengers.


BEST FOR

  • Injuries to you, your employed drivers as well as passengers
  • Loading and unloading liability
  • Replacement car coverage

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Product liability refers to situations where a customer purchases a product, and an issue with the product causes a bodily injury or property damage to a 3rd party.


BEST FOR

  • Products that cause bodily injury to the customer
  • Products that cause property damage
  • Sickness caused by food or beverages

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Cyber risk insurance is designed to help protect small businesses like yours from certain losses associated with cyber or privacy breaches.


BEST FOR

  • Cyber Breaches
  • Incident response expenses
  • Data recovery expenses

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